Today, with the increase in internet usage, there has been a significant increase in the number of sites selling on the internet. This situation sounds pleasant, but due to the exploits of internet sites, credit card information has been stolen and fraud has started to happen. 3D Secure application is a method developed to prevent theft and fraud events.

In order to secure the cardholder's card payment on their credit card payments via web sites, cooperative work between banks and companies is called 3D Secure. Payments made with 3D Secure will open a special 3D transaction screen offered by the bank on the bank and user screen and will send a sms confirmation code to the mobile phone of the owner of the credit card in which the shopping card is purchased or request specific information that is not known by anyone other than the card owner. In the case of successful payment transactions made in this way, the bank assumes full responsibility for any adverse situation.

Benefits for Card Owners:

• Increased cardholder trust in online shopping
• No extra software required
• Easy to use
• Secure online shopping

Benefits for Stores:

• Easy integration of software used by the store
• Increase in online sales with increased customer confidence
• Reduces the risk of fraud considerably
• Minimize interaction between customer and store